SEPA means Single Euro Payments Area and designates a single euro payments area. It applies only to transfers and direct debits .
SEPA Mandate replaces the current debit authorization. The bank account number is replaced by the IBAN. This is no longer the Bank who manages mandates but the Creditor .
The mandatory deadline to migrate transfers and direct debits to SEPA standard is 1 February 2014 .
Our offering is a turnkey solution, complete and non-intrusive UPDATE STANDARD SEPA including dematerialization of your mandate levies, documents and digital signature tablet in store or online (with certificate) .